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Yacht Insurance

Yacht Insurance

How it works.

Bareboat Sailing Trips

When you come on a bareboat holiday with us, we will ask for a Security Deposit. This is yacht dependant (1,600 GBP for Beneteau 423's or 2000 GBP for a Bavaria 45). This is payable by bank transfer or cash on the day. We have found this is the best way to take payments as they can be easily repaid. 

On return to base at the end of your holiday, one of our staff will inspect the yacht, including an underwater inspection to make sure no damage has be done that will affect the next charterer. We do not count knifes and forks like some companies as this is wear and tear of the business, however we do ask you be honest so we can have the yacht up to standard for the next guests. 

If no damage is found to the yacht then the deposit will be returned in full as soon as possible. If damage is found then we will discuss the problem with you and work out who is at fault. If you are at fault, i.e. you bumped into a quay or crash gybed and ripped a sail. To get the problem fixed as quickly as possible we will use the deposit to do so. This means there is no time wasted in waiting for claims etc. The remainder of the deposit will then be returned to you. 

If there is a major incident onboard i.e. sinking or serious damage to the yacht, this will be covered by our own company insurance. 

If you would like to you can insure your deposit through a private insurance company like the one below. This is a one off payment (around €150) which will cover you deposit should you have a problem. This means we can repair any damage and you will be able to claim back your money from the private company. We have had clients use these companies before and have always been impressed with the service. 

 http://www.schomacker.de/en/charter-insurance/charter-deposit-insurance.html 

Please not you will not be covered for other parts of the trip i.e. personal items, (you drop your IPod in the sea). This should be covered by your own personal travel insurance. Flights and transfers are also NOT covered by our yacht insurance policy, this again comes under your personal travel insurance. 

 

Skippered Sailing Trips

On a skippered sailing trip with us, whether it is for a day or two weeks, the yacht will be covered through our own insurance policy. No deposit is needed. However if you will not be covered for other parts of the trip i.e. personal items, (you drop your IPod in the sea). This should be covered by your own personal travel insurance. Flights and transfers are NOT covered by our yacht insurance policy, this again comes under your personal travel insurance. 

 

Sail Training Insurance

Whilst on a sail training course, or powerboat course, you will be insured through our company insurance as well as our instructors individual insurance. All our vessels and instructors are RYA coded and trained so you will have experienced and professional guidance for the duration of your course. 

No security deposit is needed for our training courses

Please note you will not be covered for other parts of the trip i.e. personal items, (you drop your IPod in the sea). This should be covered by your own personal travel insurance. Flights and transfers are NOT covered by our yacht insurance policy, this again comes under your personal travel insurance. 

 

Own Boat Tuition 

If you are having one of our instructors to teach onboard your own yacht then you will be expected to have the appropriate yacht insurance for those onboard, for the correct operating areas. All our instructors have their own insurance which covers any wrong doings by themselves, however if damage is done to your yacht through fault of yourself or crew then this should be covered by your own insurance. 

Please note you will not be covered for other parts of the trip i.e. personal items, (you drop your IPod in the sea). This should be covered by your own personal travel insurance. Flights and transfers are NOT covered by our yacht insurance policy, this again comes under your personal travel insurance. 

 

 

If you have any questions regarding insurance then please get in touch: [email protected]

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